Open Enrollment is Now Live for the 2024-2025 Academic Year
The Open Enrollment period for Student Health Insurance is officially underway. Whether
you are a new student joining the Â鶹ֱ²¥ community or a returning student,
ensuring your well-being is our top priority.Take Action if you are an Athlete or International Student or a student who needs health insurance coverage for the upcoming academic year.
All Â鶹ֱ²¥ students are required to have adequate health insurance coverage. The 2024-2025 Â鶹ֱ²¥ student health insurance is effective August 1, 2024 - July 31, 2025.
- Â鶹ֱ²¥ partners with Gallagher Student Health to administer the Student Health Insurance Plan.
- No automatic enrollment in the Student Health Insurance Plan for most students.*
- Billing will occur at the time of enrollment in the Student Health Insurance Plan.
*Athletes and international students are required to verify that they have appropriate health insurance coverage.
Health Insurance Requirements
Your current health insurance policy must Include:
- Insurance company must pay claims directly to healthcare providers.
- Insurance company must pay claims in US Dollars.
- Insurance policy documents must be available in English.
- Insurance policy must be ACA compliant
- Coverage must be effective no later than the waiver deadline and remain active through July 31 (no short-term policies).
- If plan has a deductible (not the same as a copay), it must be no more than $5,000 per individual, per policy year.
- Plan must include coverage for pre-existing conditions with no waiting periods or limitations.
- Plan must include coverage in the Pittsburgh area for all services the University requires to be covered. (Emergency or Urgent care-only coverage does not meet this requirement.)
- Plan must include coverage for all the following services:
- Hospital inpatient and outpatient, emergency room, and urgent care services
- Physician services (routine and specialist)
- Diagnostic services, such as laboratory, pathology, x-ray, MRI, CT scan, etc.
- Physical therapy
- Emergency transport (ambulance)
- Prescription medicines
- Mental Heath
- Illness or injury occurring under the influence of drugs and alcohol
- Testing and treatment of illness from pandemics, such as COVID-19
Who Needs Health Insurance?
All Â鶹ֱ²¥ student athletes are required to have health insurance and
show proof of coverage. Athletes have the ability to waive the University's Student Health Insurance Plan
if you have coverage that meets the University's requirements. Please note that insurance
that is federally funded, including state Medicaid, Medicare and Tricare, does not
meet University coverage requirements for athletes. Athletes who do not have appropriate
coverage must .
- The health insurance has to comply with all the mandates of the Affordable Care Act (ACA) and include state of Pennsylvania mandates.
- The health insurance plan must pay claims directly to healthcare providers in US Dollars and plan information must be available in English.
- Coverage must be effective no later than the waiver deadline and remain active through July 31 (no short-term medical policies).
- If plan has a deductible (not the same as a copay), it must be no more than $5,000 per individual, per policy year.
- Plan must include coverage for pre-existing conditions with no waiting periods or limitations.
- Plan must include coverage in the Pittsburgh area for all services the University requires to be covered (emergency or urgent care-only coverage does not meet this requirement).
- Plan must include coverage for all the following services:
- Hospital inpatient and outpatient, emergency room, and urgent care services
- Physician services (routine and specialist)
- Diagnostic services such as laboratory, pathology, x-ray, MRI, CT scan, etc.)
- Physical therapy
- Emergency transport (ambulance)
- Prescription medicines
- Mental Heath
- Illness or injury occurring under the influence of drugs and alcohol
- Testing and treatment of illness from pandemics, such as COVID-19
Please note that student health insurance offered through ISO International Student Insurance, Tigerless and similar international health insurance plans DO NOT meet the University's requirements. These sites and products offered are not affiliated with Â鶹ֱ²¥ in any way.
Student Health Insurance Plan FAQs
The health and well-being of our students is important to us.
Athletes, and international students are required to either waive or enroll in the Student Health Insurance Plan at the onset of each academic year. All other students should consider enrolling in the Student Health Insurance Plan if they do not have appropriate coverage.
For most students, Â鶹ֱ²¥ no longer requires proof of health insurance coverage. Athletes, or international students still need to provide proof of health insurance coverage.
Yes. Duquesne does not automatically enroll students in the Student Health Insurance Plan. Each student must re-enroll in Student Health Insurance Plan at the onset of each academic year, as needed.
Upon enrollment, the one-time yearly premium/fee will be billed to your student account. For 2024-2025 plan year (08/01/2024 - 07/31/2025) the Student Health Insurance premium is $2,601.64. (Ph.D. students receive a 50% reduction in yearly SHIP premiums.)
You will continue to have health insurance coverage through the end of the plan year, July 31st. Your yearly premium will not be reimbursed.
Duquesne’s Student Health Insurance Plan is a UPMC Health Plan that is administered through a partnership with . Please review the UPMC Health Plan and for more information about your health insurance plan.